Insurance

This is discussed more fully in the Running Smoothly/Insurance section. However, to get started, you'll need to budget and obtain the following:

• Professional Liability to protect you from claims arising from errors and omissions you may make
• Workers' comp if you have employees working for you
• Property and casualty (if you are working in your home, check with your homeowners' or renters' insurance provider to see if you need any additional riders or coverage added)

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